Divorce Financial Advice Services

Expert planning
for divorcees

Protect your financial well-being during and after divorce. Our team can help re-empower you to reclaim control of your financial future…

Divorce is a difficult and emotional process that can take its toll on your finances.


It is important to take the time to plan and manage your finances carefully during this time to avoid any potential financial pitfalls. Here are some tips for financial planning during divorce:

Take stock of your assets and liabilities

Make a list of all your assets and liabilities, including bank accounts, pensions, investments, property, debts, and any other financial obligations. This will help you get a clear picture of your financial situation.

Understand your financial needs

Determine your current and future financial needs. This includes estimating your living expenses, child support payments, and other financial obligations.

Consult a financial adviser from S&P

We can help you manage your finances during the divorce process and help you make informed decisions about dividing assets, pensions, and managing debt.

One of the important issues to consider in the division of assets includes any pensions you both have. Pensions can be a valuable asset and often represent a significant portion of a couple’s total wealth. The law requires that pensions should be included in the overall financial settlement between the spouses. This means that the pension may be divided between the spouses as part of the divorce settlement. The way in which pensions are divided in a divorce can depend on the type of pension involved. Some pensions are subject to complex rules and regulations and it is therefore essential to seek professional advice to ensure that any division of pensions on divorce is done correctly and in accordance with applicable laws and regulations.

Divorce requires careful planning. Here are some other factors to consider:

  • Tax implications

    Divorce can have significant tax implications, so it is important to understand how the division of assets and other financial decisions may impact your tax liability.

  • Creating a budget

    Create a budget that reflects your new financial situation and living expenses. This will help you stay on track and avoid overspending.

  • Negotiate effectively

    During the divorce negotiations, make sure you negotiate effectively to ensure that you receive a fair settlement. By working with a divorce lawyer and a financial adviser they can help negotiate a fair financial settlement.

  • Plan for the future

    Once the divorce is finalised, it is important to plan for the future. This includes revising your estate plan, updating your Will/beneficiaries, and creating a new financial plan that reflects your new circumstances.

I was recommended to Smith & Pinching by my solicitor. Sadly, my divorce was somewhat acrimonious and my ex-husband’s complicated pension scheme was very much a difficult issue. My adviser at S&P worked closely with my solicitor and myself, to find a way through the pension jungle! It was so re-assuring to have knowledgeable and competent professionals helping me. My S&P adviser helped me build a solid financial plan for the future, including advice on purchasing my new home. Whilst my divorce was emotionally draining, having constant guidance and advice was incredibly helpful.

Mrs G, Suffolk

Speak to an adviser

Divorce can be a challenging and emotional process, but with careful financial planning, you can protect your financial future and move forward with confidence.