Business Financial Planning
Are you looking for
business financial planning advice?
Our expert team will support you with strategies to achieve your goals. Contact us today.
Introduction
The importance of a plan
If you’re in business, you need a business plan. The better the plan, the more likely it is your business will be a success. At Smith & Pinching, our services are designed to provide you with comprehensive, custom-made advice tailored to address your every corporate and personal financial need. Today, and into the future.
Making a difference
The bottom line is, expert business planning can make a real difference to you, your business, and everyone who works with you. Planning ahead means never being left behind, it means always having a solution to the potential problems that lie ahead for any business that intends going places.
Support, safeguard, and secure
With over 50 years of experience, our dedicated team is fully equipped to support your business growth, safeguard your assets, and secure the prosperity of your employees. Whether your business is local, or further afield, we pride ourselves on our transparent, client-first approach, ensuring that every piece of advice we offer is aligned with your unique goals and priorities.
Without your input each month and your help with auto-enrolment, my job would be much harder – you take the pain and anxiety out of managing our company pension scheme. I feel confident that we are always operating with the pension regulator guidelines and never worry that I am missing something – you will always make sure we are doing it ‘correctly’. Thank you
Caroline, Norfolk
360° approach, 100% commitment
Our holistic, 360° approach means we consider every aspect of your financial landscape, providing you with the confidence, knowledge, and security to navigate the complexities of business ownership.
Whether you need advice with shareholder protection, corporate investments, employee benefits, pensions, or personal financial planning, we are fully committed to delivering exceptional value and expertise. When you partner with us, you create a resilient financial foundation for your business and a secure future for yourself and your team.
Looking forward to the future
Financial planning is essential for business owners, particularly in terms of protecting the business and supporting its employees.
A comprehensive review with Smith & Pinching can ensure that your business will withstand unexpected challenges and continue to thrive. By securing protections, we can help you focus on growth and innovation, knowing that your business is covered.
We put your people first
We know that supporting and educating your staff is essential. It’s the reason we offer services designed to enhance employee well-being and engagement, initiatives include workplace pensions, group life cover, and financial education workshops. Benefits that not only provide financial security for your employees, but also demonstrate your commitment to their long- term well-being. By investing in your staff’s financial literacy and security, you foster a motivated and loyal workforce, essential for retaining top talent and driving your business forward.
Better balanced for better business
Our tailored financial planning services help business owners align their personal financial goals with their business objectives. This holistic approach allows you to achieve a balanced financial outlook, providing peace of mind and a solid foundation for both your business and personal future. At Smith & Pinching, we are dedicated to supporting you and your team on every step of your journey.
Trust the process
We understand that your financial needs are uniquely intertwined between your business and personal life. Our approach begins with understanding both your company and individual requirements. We then embark on independent, whole of market research to identify the optimal solutions that align perfectly with your goals.
But our service doesn’t stop at recommendations. We’re here to guide you through the entire journey, from initial setup to ongoing management. We take pride in removing the stress and administrative burdens from your shoulders, allowing you to focus on what truly matters, growing your business and securing your financial future.
Stage 1
Getting to know your business
Face to face meetings at your workplace with your key decision-makers.
Talking with your other professional connections, including accountants.
Reviewing your existing products.
Providing financial education and advice on all the possible solutions available.
Stage 2
Setting up your solutions
Researching the entire market to source the best solutions for your needs.
Helping you set up these solutions.
Dealing with all the paperwork and liaising with providers.
Stage 3
Ongoing support
Presentations to your team describing the benefits available to them.
White labelled Company Benefit Guide.
Help managing your auto-enrolment scheme and/or other benefits.
Support and assistance for you and your employees.
Keeping you up to date with legislation changes.
Engaging with your employees at relevant times.
Step 4
Keeping you on course
Once your plan is set in motion, our regular reviews help to monitor and to keep it on track – accounting for new situations that arise within your business.
Welcome a financial expert into your business
You are the expert in your field, and we are experts in ours. We partner with businesses in and around Norfolk to promote financial security, education, and success for business leaders and their employees.
Working with a Financial Planner from Smith & Pinching
When you engage with a Financial Adviser from Smith & Pinching, you opt for a bespoke service tailored to meet the unique needs of your business and your employees. No two businesses are the same, and our approach reflects this fact. Our team takes the time to get to know you, your business, and your goals, crafting personalised solutions that align with your specific circumstances.
Corporate financial services meet personal wealth support
We recognise that your personal financial health is intrinsically linked to the success of your business. It’s the reason we blend corporate financial services with personal wealth support. It’s a holistic approach that ensures your financial planning encompasses both aspects, providing you with a cohesive strategy that supports your overall financial well-being.
Financial security for
your employeesWe are committed to bringing the benefits of financial advice to your employees, many of whom might not normally have access to a financial expert by other means. By offering financial education workshops, workplace pensions support, and other employee benefits, we empower your staff with the knowledge and tools they need to achieve financial security. This not only enhances their future but also contributes to a more motivated and loyal workforce for you.
Supporting your employees’ financial health is a key component of your business’s success, and we are dedicated to providing the expertise and resources to make this a reality.
Financial Planning
for BusinessesEffective financial planning for a business might include corporate investments or leveraging pension funds for property acquisition. It could also include the implementation of effective tax planning tools to support the extraction of wealth from a business for the benefit of the owners.
At Smith & Pinching, we help you optimise your capital by identifying opportunities that align with your goals. Our expert guidance ensures that these strategies are tailored to your unique needs, maximising the benefits for both your business and personal financial health.
Business Protection &
Insurance AdviceInsurance is the cornerstone of safeguarding your business’s future against unexpected setbacks and ensuring continuity in times of adversity. We offer whole of market advice on a range of options to Limited companies, Partnerships and Sole Traders. This might include Loan Protection, Key Person Protection, Shareholder Protection and Partnership Protection.
Financial Workshops
for BusinessOur financial workshops are not just about enhancing financial literacy; they’re a powerful tool for building long-term loyalty within your business. We believe that when employees feel supported in their financial well-being, they become more engaged, motivated, and committed to the success of your company. These workshops provide essential knowledge and resources, empowering your team to make informed financial decisions, reduce stress, and achieve their financial goals.
Employee
Protection AdviceGroup Risk benefits that have been properly tailored to your business not only shield your workforce from financial challenges, they can also protect and contribute to the progress of your organisation’s objectives. Safeguarding the financial well-being of your employees in the face of life’s uncertainties, be it death, critical illness or long-term disability, is not only the right thing to do; it’s a strategic move that can align with your business goals.
Workplace
PensionsA good workplace pension scheme will offer benefits that go beyond basic provisions. High quality group schemes provide excellent engagement tools to help staff understand and maximise their pensions, providing various investment opportunities, and allowing employees to tailor their pensions to individual preferences. These schemes can provide fully flexible retirement benefits, enabling employees to choose how they access their pension funds and offering greater control over their own retirement planning. By investing in a superior workplace pension scheme, businesses can enhance employee satisfaction and retention, demonstrating a commitment to employees’ long-term financial well-being.
Explore Your Options
Speak to one of our Business Advisers
Whether you’re looking for help with workplace pensions, employee benefits including financial wellbeing or protecting your business team against the unexpected, talk to our business advisers.
