Independent Financial Advisers

Welcome to Smith & Pinching

Financial Planning is a combination of art and science, mixing our technical knowledge and experience with your lives and plans as they change and evolve over time.

We are a Chartered firm, and have been providing Independent Financial Advice for over 50 years. We share your journey, making sure your financial picture looks just right for you.

50 years

by your side

Financial Planning is more than simply helping you save, invest or pick the right financial product. It’s about understanding what is important to you and the life you would like to lead.

Life is a unique journey for everyone, that is why for over 50 years we have stood by our clients’ side and helped them each step of the way.

Providing peace of mind

from generation to generation

Our Financial Planners get to know each client well, and often work with several generations of the family from the first savings or mortgage through to retirement and later life planning…

Our team at S&P is proud to hold its Chartered status, widely considered the "gold standard" in the financial planning sphere. You can be confident that your financial plan is in the best possible hands.

Speak to an adviser

Whether you’re looking for help with your pension, remortgaging or creating an investment plan for the future, we have advisers who can help you to find the best solution for you.

We’ve helped thousands of clients and their families since 1973, and counting…

as at 31st August 2025

0 years
...of professional experience
£0 bn
...assets under management
0 staff
...across four offices
0 advisers
...supporting our clients
14me insurance brokers

Introducing our insurance broking arm

Our sister company i4me Insurance Brokers are a UK based specialist insurance broker providing expert insurance broking services. Since their formation in 2016 they have focused on delivering clear, competitive insurance cover for a wide range of properties. They offer specialist insurance for properties in flood risk areas, listed buildings, holiday lets, thatched homes and caravans.

i4me also offers a variety of solutions for commercial property and business insurance. From sole traders operating from home to tradespeople, shops, offices, pubs and restaurants, they can arrange protection for your business premises and associated property, liabilities, staff and income.