Personal Financial Planning Advice
A plan for all seasons of life
The world may change, but our clients remain central to our work as financial planners. At S&P, we offer bespoke financial advice grounded in over 50 years of experience…
Introduction
A financial plan that is flexible and achievable, whatever life throws at you.
At S&P, we specialise in providing tailored financial plans for individuals, businesses and families across Norfolk and beyond. Our goal is to provide the insight and tools you need to use wealth efficiently towards your goals. We will be there with you, providing timely and independent advice to keep your finances on track.
Life can go through many stages (marriage, retirement and so on) and can take many unexpected turns. Our team is there for this journey, building flexibility into your financial plan so that you can still progress and adapt, whatever life throws at you.
Proud to be Chartered
Our team at S&P is proud to hold its Chartered status, widely considered the "gold standard" in the financial planning sphere. You can be confident that your financial plan is in the best possible hands.
I would like to thank you very much for your 5 star service as usual. Thank you very much for your letter, explaining everything so clearly. I will continue taking your advice going forward. Once again Jeremy thank you for your support and advice.
DG
Our process
Seeking financial advice can seem daunting, that is why we have a proven process that makes sure we get to truly know you and your needs.
We work together as a team to make sure we create a carefully crafted financial plan that represents what is important to you and gives you strategies to achieve your life goals.
Step 1
Getting to know you
Where do you want to go with your financial journey? Maybe you want to retire early or be mortgage-free as soon as possible. Our team can help you discover what is possible.
Step 2
Bringing ideas together
Our team can help you explore the many areas that might be relevant for pulling a coherent plan together such as pensions, investments, mortgages and protection.
Step 3
Building your financial plan
With the different ideas and possibilities now explored, we can start crafting the strategy to help you move efficiently towards your financial goals.
Step 4
Keeping you on course
Once your plan is set in motion, our regular reviews help to monitor and to keep it on track – accounting for new situations in your life (or in the wider market).
Ensuring your finances are on track
wherever you are on life’s journey
A key part of financial planning is ensuring that all aspects of your wealth and finances work together. Our knowledge and expertise can help you weave these distinct areas into a cohesive strategy, with the constituent parts each contributing towards your goals…
Starting out
Everybody’s financial journey begins a little differently, but we are able to help steer you in the right direction. Whether it involves saving for a deposit, purchasing your first home or simply becoming more financially educated, we can help you plot your best course from your position.
Protecting your family
Life has a habit of throwing curveballs our way. We help make sure all of our clients are properly protected so that financial hardship is not one of them. Part of this process may involve building life insurance, critical illness cover, income protection or private medical insurance into your overall plan – at an ideal cost and efficiency.
Building your wealth
We help our clients create their own financial plans that concentrate on the life goals they want to achieve. To help achieve these ambitions we make sure you are saving enough, have invested where appropriate and are not paying unnecessary tax.
Retirement planning
We specialise in helping to give our clients the confidence that their desired lifestyle is within reach. Whether you would like to stop work completely, sell your business or begin a new career altogether, we can help analyse your position and help you plan for the future.
Estate planning
We work hard to provide our families with a greater chance of success in their lives. We can help make sure your wealth is distributed to your family in a manner that fits your needs, giving you financial security whilst safely reducing any tax burden.
Care fees planning
As we are living longer lives, there comes an increased chance of requiring a level of care when we get older. Care can be expensive, however with a proper plan in place we can give you and your family the peace of mind that you have all angles covered.
Explore Your Options
Speak to an adviser
Whether you’re looking for help with your pension, remortgaging or creating an investment plan for the future, we have advisers who can help you to find the best solution for you.
Further Reading
Financial Planning Insights & FAQs
The Financial Conduct authority does not regulate Tax Planning, Estate Planning, Trusts, Cash Flow Modelling, and some forms of Buy to Let Mortgages.