Meet your goals with confidence
Growing and preserving wealth requires careful planning as you seek to navigate taxes, inflation and investment risk. Our team gives you the knowledge you need to meet your goals confidently and prudently…
Investments and savings are more accessible and widely available than ever. But this also means that there is an overwhelming amount of choice and multiple decisions to be made. How much should you keep in cash versus investments? How much risk do you need to take, and indeed, how much can you afford to lose if the market takes a downturn? Where should you invest your money, and how often should you review it?
Good investment planning does not only mean investing in the right fund, but building a strategy centred around what you want to achieve. When you place your goals and objectives at the forefront, your other decisions will become easier.
The values of investments can go down as well as up. It isn’t guaranteed, so you may get back less than invested.
We recently helped a professional couple who wanted to save for their young children’s university education.
When we held our first meeting they were quite disheartened, as with rises in the cost of living they couldn’t identify any room in their budget to get started. This was frustrating for them as maximising education was one of their core values.
Through the creation of a financial plan and the use of well structured investments, we were able to identify a monthly sum to invest that was more reasonable than they initially expected. With our financial coaching, we were able to identify a few key ‘money leaks’ within their current finances.
With just a few adjustments, they were able to start making a sustainable contribution to their university education fund.
People buy from people, and people like buying from people they like! Smith & Pinching have that special knack of employing very amiable people who are experts in their field and are a pleasure to deal with. After being a very happy customer for more than 30 years, I cannot recommend them highly enough.
Mike, Norfolk
We recognise that every investor has different values, needs and priorities. Our portfolios and bespoke solutions offer flexibility and choice to move you towards your goals.
With 40 model portfolios available, we offer something for every investor. We manage four broad ranges: Whole of Market, Hybrid, Passive and a range of Ethical portfolios.
Each range contains ten risk levels to ensure you are comfortable with your chosen strategy. Each model is vetted and rigorously tested, maximising your chance of success.
Every client is unique and sometimes a bespoke portfolio is required. Our team can “mix and match” the best from our model portfolios to craft something tailored to your needs.
We take time to carefully check that your portfolio is properly diversified and monitor it regularly, keeping it on track and steering it on course when necessary.
Maximising investment returns is not just about asset selection, but also minimising needless taxes. Our advisers are here to help ensure your portfolio is efficiently structured.
as at 31st December 2024
Whether you’re looking for help with your pension, remortgaging or creating an investment plan for the future, we have advisers who can help you to find the best solution for you.
