Independent Financial Advisers

Welcome to Smith & Pinching

Financial Planning is a combination of art and science, mixing our technical knowledge and experience with your lives and plans as they change and evolve over time.

We are a Chartered firm, and have been providing Independent Financial Advice for over 50 years. We share your journey, making sure your financial picture looks just right for you.

50 years

by your side

Financial Planning is more than simply helping you save, invest or pick the right financial product. It’s about understanding what is important to you and the life you would like to lead.

Life is a unique journey for everyone, that is why for over 50 years we have stood by our clients’ side and helped them each step of the way.

Providing peace of mind

from generation to generation

Our Financial Planners get to know each client well, and often work with several generations of the family from the first savings or mortgage through to retirement and later life planning…

Our team at S&P is proud to hold its Chartered status, widely considered the "gold standard" in the financial planning sphere. You can be confident that your financial plan is in the best possible hands.

Speak to an adviser

Whether you’re looking for help with your pension, remortgaging or creating an investment plan for the future, we have advisers who can help you to find the best solution for you.

We’ve helped thousands of clients and their families since 1973, and counting…

as at 31st August 2025

0 years
...of professional experience
£0 bn
...assets under management
0 staff
...across four offices
0 advisers
...supporting our clients
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Scoulton Village Hall profile picture
Scoulton Village Hall
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Time was not an issue for Dieter and spent at least a couple of hours at each visit prior to finalising my investment needs. Very knowledgeable and informative, would not hesitate to recommend him to anybody that is looking for Financial Advice.
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Tina Phoenix profile picture
Tina Phoenix
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A personal service
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Henrietta Inman profile picture
Henrietta Inman
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Matt and his team at Smith and Pinching were incredibly helpful, answering all my questions and being very patient; all their help was invaluable. Highly recommend Smith and Pinching.
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ian mcnally profile picture
ian mcnally
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I have always found Carl Lamb and his team to be extreamely knowledgeable , helpful and prompt to deal with and I would recomend their services.
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Steven profile picture
Steven
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Been a client for at least 30 years. Am hopeless at understanding the financial and tax worlds so passing decisions onto someone who does understand it all is a big relief. Always dealt with us in a friendly and timely way based on visiting us at home. Would certainly recommend.
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Dave Hodges profile picture
Dave Hodges
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Richard has advised on our finances over many years. He has guided us through decisions with clear explanations and patience. Despite what is happening in the world with financial crises, global pandemics, wars, oil shortages etc he has never failed to make our overall portfolio grow. We would have no hesitation in recommending Richard and Smith and Pinching.
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Greg Burgess profile picture
Greg Burgess
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After recently retiring from offshore after 30 years I contacted Smith & Pinching as I know Jeremy very well. After manny meetings & great planing from the team all is in place & we feel very comfortable & confident in the team. We would like to thank the Smith & Pinching team for all there help putting well earned money into the correct places. Manny Thax Greg & Lynda
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Robert Osborne profile picture
Robert Osborne
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My relationship first started with S&P over 30 years ago. I particularly chose them as they were away from the big smoke of the City of London where I worked myself in financial broking services. My experience throughout has been first class and they have assisted me and my family in making informed decisions to protect our futures. I having nothing but praise.
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Jackie Crisp profile picture
Jackie Crisp
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Excellent communications, support and advice. Thank you.
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Roger Hayhurst profile picture
Roger Hayhurst
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Good advice, very responsive, always on top of the issues, makes it look as though I am his only client.
14me insurance brokers

Introducing our insurance broking arm

Our sister company i4me Insurance Brokers are a UK based specialist insurance broker providing expert insurance broking services. Since their formation in 2016 they have focused on delivering clear, competitive insurance cover for a wide range of properties. They offer specialist insurance for properties in flood risk areas, listed buildings, holiday lets, thatched homes and caravans.

i4me also offers a variety of solutions for commercial property and business insurance. From sole traders operating from home to tradespeople, shops, offices, pubs and restaurants, they can arrange protection for your business premises and associated property, liabilities, staff and income.