Mortgages for the Self-Employed
Whilst being self-employed doesn’t change the types of mortgage that will be available to you, it will impact on the evidence you will need to produce for your application to be considered.
You will need to produce at least 1 year’s certified accounts – ideally 2 years. If you do not produce certified accounts then you will need to obtain certification from HMRC to evidence your earnings. If you are self-employed and need a mortgage, contact us to find out more.