Our Service and Fees


The S&P Mortgage Service involves:

  • Meetings with you as needed
  • Researching and recommending a suitable mortgage arrangement
  • Completing and submitting your application
  • Contacting the Lender to resolve any queries
  • Liaising with conveyancers to arrange payments as required

We operate a tiered fee structure which is dependent on the mortgage sum borrowed. Our fees reduce as mortgage amounts rise because we are paid a procuration fee from the mortgage lender which is a percentage of the amount borrowed.

Our fees are payable at the point where all parties are happy to proceed with the purchase. Repeat fees are not incurred if a sale falls through and an alternative property can be found that meets the same mortgage criteria within the term of the mortgage offer.

Contact us for a quotation for your mortgage needs.

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