Financial planning is all about helping you achieve your goals using information and insights to maximise your progress.
What would you like to achieve? How will you get there? With a solid financial plan, you can provide yourself with answers to these important life questions.
At Smith & Pinching, we help clients in Lowestoft and its surrounding areas to realise that all areas of their wealth and finances are interconnected. As such, a unified or “holistic” financial plan is needed to unite them together.
We can help your pension work constructively with your tax plan, for instance. Also, we can assist with tying these into your estate plan, investment plan and financial protection plan.
Explore Your Options
Get expert, local advice from S&P.
Our dedicated team in Lowestoft is at hand to guide you towards taking a long-term view. We provide an experienced second set of eyes to your wealth and finances – helping you avoid pitfalls and move positively towards your goals.
We hope you will join our growing, successful group of clients who are making great progress in their financial journeys. Get in touch today to arrange a free, no-commitment consultation.
Effective Financial Planning
Below are some of the ways in which we help local clients in Lowestoft with their financial planning:
A robust portfolio not only needs a sound strategy which aligns with your goals and risk profile. It should also use tax-saving “tools” to maximise real returns. Our team can help you build, and refine, a suitable investment plan for your needs – integrating it with your pension, tax plan and other key areas.
Are you ready for retirement? Regardless of your stage in life, it is never too late to make your pension work harder for you and improve your future lifestyle. Our team can help you analyse your schemes and optimise them – e.g. consolidating your pots, cutting fees and updating your portfolio strategy.
What would happen to your household finances if things go wrong? Our team can help you put appropriate safeguards in place to maximise stability if the “worst happens”. Options include life insurance, critical illness cover and income protection. We can craft the best package for you for better peace of mind.
What kind of inheritance will you leave to your loved ones when you die? With a robust estate plan, you can mitigate needless tax and bestow a more meaningful legacy. We can help you navigate the UK’s complex tax system to make the best use of allowances and reliefs – keeping more wealth in the family.
People buy from people, and people like buying from people they like! Smith & Pinching have that special knack of employing very amiable people who are experts in their field and are a pleasure to deal with. After being a very happy customer for more than 30 years, I cannot recommend them highly enough.