Working with you to put together progressive benefits programs that add value for your employees while making economic sense for your business. Our aim is to support and add value to your business by building a long-term, mutually beneficial relationship.

Employees today are more financially aware and often expect their employers to provide pension, protection and healthcare benefits as key elements of their remuneration package.

Employee benefits will become an increasingly important tool to help employers retain and recruit high calibre staff. Independent and impartial advice is invaluable to achieve the best possible value for money.

We put together packages, including pension schemes, which are designed to meet objectives. We can also appraise existing arrangements and advise on making them more effective.

Smith & Pinching are fully independent and can offer advice and arrange all types of schemes to meet each client's needs, often involving more than one financial institution.

Other services we offer include arranging actuarial reviews and provision of necessary information to meet statutory requirements for inclusion in annual reports and accounts.

We are one of the region's largest financial advisers with a separately managed Group Benefits specialist team administering employee benefits and offering professional support to our corporate clients. They often see us as the administrative arm of their personnel departments.

Annual contribution and benefits reviews, new entrants, leavers, retirements and claims are all dealt with by this department and we liase at all levels monitoring and controlling the smooth running of the schemes which are often integrated and involve different employment categories.

Many of our clients appreciate the value of personal financial planning advice for their executives and senior personnel which is available within our group. We also offer the option of pre-retirement counselling, advising scheme members on such important issues as taxation, State benefits and investments.