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Execution Only
A number of clients do not want or need advice on some or all of their transactions. In recognition of this, we operate an execution only policy that facilitates their wishes without having to provide personal and financial information.
Our regulator, the Financial Services Authority, defines execution only business as follows:
- The client must identify the product they require
- The client must identify the premium they are willing to pay or the amount they are willing to invest
- The client must identify the product provider with whom they wish to do business
- The client must identify the fund, if appropriate
- The client must identify the term of the contract, if appropriate
In summary, no advice is sought or expected by the client or given by Smith & Pinching and there is no verbal or written statement of recommendation. If, at any time, you request advice on any of the aspects listed above, the transaction becomes advisory and will be subject to the full advice process.
People to whom this proposition appears attractive should bear in mind one key risk: they are likely to receive less protection in the event that they decide to complain about the performance of the investment or the circumstances surrounding the arrangement of the transaction.
In order to enter into an execution only transaction, we require the client to sign an execution only agreement.
01603 789966
